Cards + UPI via Dodo Payments. Native USDC on Solana. Bridgeless BTC and ETH via Ika. Autonomous-agent payments via x402. One merchant dashboard, one settlement currency, one rail. Optional privacy. Optional treasury yield. No lock-in.
Stripe + Wise for Indian founders — with a Solana rail ready for when you need it.
mock receipt · live demo Day 16
Every rail settles in USDC on Solana. Every rail is behind a feature flag. Every rail can be toggled per merchant, per invoice. Pick one. Pick all seven.
For founders
Accept cards, UPI, and USDC in one dashboard. Keep your treasury in USD-denominated USDC onchain, not trapped in an INR settlement bank.
For customers
Indian customers pay UPI. Global customers pay card or USDC on Solana. SNS-branded pay-to addresses (acme.dodorail.sol) make it feel less like crypto, more like a name.
For agents
Your customers' AI agents can pay merchant APIs autonomously. DodoRail speaks HTTP 402 and settles in USDC on Solana — the rail 77% of late-2025 x402 volume runs on.
Any single layer here could be copied in 3–6 months. Neutralising all five takes 12–24 months — which is our window to ship 500 merchants and compound community, brand, and relationships faster than incumbents can pattern-match.
No competitor ships India-native + MoR + stablecoin rail + privacy + treasury yield + agent-payments + SNS as one product. Most ship one or two pieces. We ship seven.
GSTIN validation, GST invoices, TDS handling, Tally/Zoho (v2), Hindi-first onboarding (v3), UPI-first fallback. Razorpay has India; Stripe has global; DodoRail has India + global.
Every other processor treats your balance as their float. DodoRail treats it as a yield-bearing asset. Merchants earn on idle USDC — custodial incumbents structurally can't match.
Umbra viewing keys for SDK-level privacy. MagicBlock TDX attestation for enterprise auditors. Private amounts without sacrificing the audit trail — the B2B merchant's contradiction, solved.
A timing bet on the 2026-2027 agent economy. Merchants on DodoRail are already wired for autonomous buyers. Merchants on Stripe are not.
Every integration ships as its own MIT-licensed package. Import whichever you need. Ignore the rest. No framework lock-in.
Submitting to 13 side tracks of the Solana Frontier Hackathon. Every commit is public. Every integration is MIT-licensed. Follow along — or fork the code.
Foundation
Days 1–6
Core integrations
Days 7–12
Stretch + Agent + Portal
Days 13–18
Polish + Submit
Days 19–22
Compliance note
Indian customers pay via card or UPI only. Crypto rails are never offered to India-issued cards. DodoRail mirrors Dodo Payments' regional restrictions strictly — because winning the Indian founder's trust matters more than a rounding error in volume.